“…we should also go on to think of what to do now to ensure we have what it takes to meet those needs in the future. Let us call this our very own “Replacement Theory”: how well will your financial status replace the financial resources
Every experience provides an opportunity to learn, re-learn and unlearn. The ongoing pandemic is no different. Using trigger words, the following lessons are not only personalised but also relatable to many others: FIRST LESSON: BUDGET A budget still remains relevant in times of uncertainty. If
2020 has been quite a year, right? What’s of primary focus now is the COVID-19 outbreak. On a global scale, financial markets are crashing and prior to that, oil price wars began (Russia, Saudi Arabia and the rest of OPEC). Countries, corporations and individuals have
Old-age poverty is real and planning for retirement has a long-term positive impact.
While saving do not do not participate in Ponzi Schemes – remember M3? I mean, MMM? Yup! Your money is neither backed by assets nor securities and is simply used to pay outrageous returns to other participants. Its failure will erode your hard-earned income/pocket money
